Preparation of financial forecasts

CATEGORIES

Scope of Services

The offer includes the preparation of financial forecasts (financial projections) for:

Business plans,
Seeking external financing (e.g., loans),
Individual entities (standalone forecasts),
Capital groups (consolidated forecasts),
Scenario-based forecasts (sensitivity analysis).

It is possible to prepare the document in English.

Process of Preparing a Financial Forecast

The preparation of a financial forecast (financial projection) is a process based on close cooperation with the client, in order to ultimately produce a document with high credibility and a significant probability of realization. During the forecasting process, access to a range of financial data and various company documents is required. Examples of such documents include:

Annual budget,
Quantitative reporting of historical sales broken down by product assortment,
Credit/loan/leasing agreements with repayment schedules,
General ledger trial balances with detailed cost account entries (group 4 or group 5 accounts),
General ledger trial balances with detailed revenue account entries (group 7 accounts),
Long-term cooperation agreements,
Annual depreciation plans,
Investment expenditure plans, including physical and financial schedules for the investment process,
Sales plans,
Salary information (e.g., gross-gross format),
Information on planned selling prices broken down by product assortment,
Grant agreements with payment schedules,
Dividend policy / information on profit distribution method.

The above list is illustrative and is individually adjusted each time based on the specifics of the particular enterprise — for example, not every company is a party to a leasing contract or has a grant agreement.

Purpose of Preparing a Financial Forecast (Financial Projection)

Financial forecasts are most commonly prepared in the following situations:

As a component of a business plan,
In connection with applying for external financing (loans, leasing, bonds) as part of documentation presented to the capital provider (bank, leasing company, bondholders),
When seeking an investor (e.g., for an investment teaser),
In connection with filing for restructuring or preparing a restructuring plan,
For the purpose of business valuation using the income approach,
In connection with preparing a company’s long-term strategic plan,
To assess the profitability of a project using NPV or IRR methods.

Document Standard

A typical financial projection in our standard includes the following components:

Description of assumptions,
Sales forecast,
Cost forecast,
Capital expenditure forecast,
Pro forma balance sheet in monthly, quarterly, or annual format,
Pro forma income statement in monthly, quarterly, or annual format, prepared either in the calculation variant or the comparative variant (depending on the company's reporting standard),
Pro forma cash flow statement in monthly, quarterly, or annual format.

This structure can be modified to reflect the specific nature of the business.

Geographical Scope of Services

We provide services throughout Poland. For clients located outside the Lublin region, meetings are conducted online (via MS Teams), and documents are exchanged electronically.